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How to be in the Top 1% in 2026: Nine simple ideas




In the crisp January morning of 2026, in a quiet lane of Indore, Vivek stood on his balcony watching the city wake up. He was forty-one, successful by every outer measure—promotions, a comfortable flat, a car that turned heads, and savings that grew steadily. 


Yet every sunrise felt the same: a quiet ache behind the ribs, as if life was slipping through his fingers like fine sand. He opened his phone and scrolled past another 


“Top 1% Wealth Club” post. 


The numbers dazzled, but they no longer impressed him. 

He had chased those numbers for years and still woke up tired. That morning a different post caught his eye. 


No graphs, no bank balances. 

Just a simple line:


“The real top 1% in 2026 won’t be the richest.  

They’ll be the most awake.”Vivek paused. 

He read on.It spoke of people who weren’t always wealthy but were always free—free because they owned their time instead of letting time own them. 


They asked questions, created small things for the joy of it, and still had energy left at night to sit with the people they loved without checking notifications. 


They lived with deliberate intention, not drifting reaction. Vivek felt something shift, small but unmistakable.


He closed the phone, went inside, and did something he hadn’t done in years: he cleared his calendar for the evening. 


No extra calls, no “quick” emails. 


He texted his wife, Priya: Dinner at home, just us and the kids. Phones away. 


Priya replied with a single heart emoji.

That evening they cooked together—simple aloo paratha, the way his mother used to make it. 


The children told long, wandering stories about school. 


Vivek listened without planning tomorrow’s meetings in his head. When the plates were cleared, they played cards on the floor and laughed until their sides hurt. 


Later, lying in the dark, Priya whispered, “You were really here tonight.”


He realized she was right. For the first time in months, he had been fully present. 


The next morning, he woke early again. 

Instead of opening work emails, he took a notebook and wrote one question: 

“What do I truly want today to mean?”


He answered it honestly: 

connection, curiosity, and a little creation. 


He spent twenty minutes sketching an idea he’d carried for years—a tiny weekend workshop teaching children to build kites. 


Nothing grand, nothing monetized yet. 

Just something that made his heart quicken. 

Day by day, the choices grew. 

He said no to meetings that didn’t matter.  

He said yes to evening walks with Priya.  


He read poetry aloud to his daughter, badly but with feeling.  He asked questions at dinner instead of giving answers. 


Money didn’t vanish; it simply stopped being the only scorecard. One Sunday, six months later, Vivek sat with old friends at a café. 


One boasted about a new investment, another about a foreign trip. When they turned to him, expecting the usual update on deals and growth, he smiled.“I joined a different club this year,” he said quietly.


“What club?”


“The top 1% who are awake.”

They laughed, thinking it was a joke. 

He didn’t explain further. 

He didn’t need to.

That night, he stood on the same balcony. 


The city lights flickered below, but inside him, everything felt steady, deliberate, and alive. 


The door to that club had always been open. 

All it ever took was the quiet choice to walk through.


Nine simple ideas to focus on for the life you want.


How-to-be-in-the-Top-1%-in-2026:-Nine-simple-ideas-safarfacts



1. Start by making instead of consuming. 


In the third month of his new life, Vivek noticed the slip. He had cleared the evenings, said no to the noise, and learned to ask what the day should mean.  But the mornings still belonged to the algorithm. 

He woke at six, made coffee, and—out of habit—opened his phone.  Reels, threads, newsletters, and podcasts are queued at 1.5× speed.  An hour vanished before he even tasted the coffee. 

One Thursday in April 2026, he caught himself mid-scroll and felt the old ache return: the sense that time was being spent, not owned.

He remembered a line he had once saved from Derek Sivers: “We’d all be billionaires with perfect abs if more information were the answer.”The words stung because they were true.  

He had consumed enough “high-leverage habits” and “morning routines of millionaires” to fill a library, yet the only thing that had actually changed him was the quiet decision to be present at dinner. So he made a new rule.

No input before output.

The next morning, he left the phone face down on the kitchen counter.  He took his coffee to the balcony, opened a blank notebook, and set a timer for one hour.

No browsing.  
No music.  
No feedback.  
Just the question: 
What do I want to make today? At first, the mind rebelled—ideas felt small, embarrassing, and half-formed.  But he stayed in the chair. By minute forty, something surfaced: the kite-building workshops he had sketched months earlier.  

Not as a business yet.  
Just as something to give away.  
A Saturday morning in the park, children running with bright paper diamonds against the Indore sky.

He wrote the plan in longhand: 
date, materials, simple steps, and an invitation message.  When the timer rang, the page was full, and his pulse was quick. That evening, he shot the first video on his phone—no fancy edits, no perfect lighting.  Just him holding a half-built kite, explaining why lift happens when air moves faster over the top.  

He posted it to a tiny WhatsApp group of parents from his daughter’s school. Four families showed up to the first session.  Then twelve.  Then twenty-eight. 

He never advertised.  
He just kept making better kites, clearer instructions, shorter videos, and a simple PDF guide. 

The algorithm kept serving him “how to grow a faceless YouTube channel” and “ten passive-income streams for creators.”  He stopped watching. 

Months later, a young man approached him after a workshop.  “I’ve been consuming tutorials for two years,” the man said. 

“I never built anything until I saw your video. 
Thank you for just… starting.”Vivek smiled.  He understood now. The top 1%—the awake ones—don’t win by knowing more.  

They win by shipping first. 
They make the video.  
Write the newsletter.  
Build the small product.  

Lead the tiny team. 
They choose creation over consumption, one quiet hour at a time.

And the world, quietly, makes room for what they make.


Hard things, the challenging tasks. 


By late July 2026, the kite workshops had become a quiet rhythm in Vivek’s life—twenty-five children most Saturdays, laughter rising with the kites above the empty grounds near Chhatribagh. The joy was real, but he felt a new restlessness. Creation had given him momentum, yet something still asked for more.


At the office, he watched the same pattern repeat. Colleagues spotted problems—delayed reports, confusing data, endless email chains—then vented in the pantry and moved on. They were sharp, educated, and well-paid, but they remained audience, never authors. Vivek recognized the habit in himself a year earlier.


One Tuesday, during a particularly chaotic review meeting, the team lead sighed, “These numbers are always late. Nothing we can do.”


Vivek heard the old version of himself in that sentence.


That evening, instead of opening YouTube or Twitter, he opened a blank document and built a simple dashboard—nothing fancy, just cleaner filters, automated summaries, and color-coded alerts. It took him three late nights and one weekend morning. When it was done, he shared it with two colleagues who had complained the loudest.


Within a week, half the floor was using it. No announcement, no credit sought. The reports arrived early. The meetings were shortened. People started asking Vivek quiet questions: “How did you think to add that filter?” “Could we track this too?”


He never said much. He just built the next small improvement.


At home, another interest he had long buried resurfaced: short Hindi-Urdu couplets—shayari—about ordinary courage, small acts, and the quiet choice to create instead of complain. He had written them in college, then abandoned them for “real work.” One night he reread an old notebook and felt the pull.


He decided: no grand launch, no growth hacks.


He created a free Substack called “Chhoti Shuruaat”—Small Beginnings.  


Once a week, Sunday morning, one short shayari and one paragraph on something he had built or fixed that week. No ads, no sponsorships, no pleas to share.


First issue: 11 subscribers (mostly friends and kite parents).  


He wrote anyway.


Second issue: 28.  


Third: 87.


He wrote about fixing the office dashboard.  


About teaching a seven-year-old how to balance a kite.  


About choosing the hard thing—staying late to finish something useful instead of scrolling away the evening.


Readers began replying. A teacher in Bhopal adapted the dashboard idea for attendance tracking. A college student in Pune started her own tiny newsletter after reading issue six.


Vivek never chased numbers. He only asked himself each Sunday: Does this feel important to the man I’ll be in ten years?


The answer kept being yes.


By December, when the annual reviews came, his manager said something he had never heard before: “I don’t know what we’d do without you. You see problems, but more importantly, you quietly solve them.”


Vivek smiled. He knew the truth: he wasn’t irreplaceable because he was smarter or faster.


He had simply switched from audience to author.


He spotted the issue.  


He built the small fix.  


He pursued the nerdy interest that lit him up.  


He shipped the tiny thing, week after week.


And in doing so, he became impossible to ignore—not loud, not flashy, just steadily, undeniably there.


The momentum never came from consuming more.


It came from the quiet, repeated act of making something that mattered, no matter how small.


And future Vivek—watching from the balcony on a cool Indore evening, children asleep, a new shayari half-written on the table—felt deeply, quietly grateful that present Vivek had finally begun.


Take care of your attention like it's your money. 


February 2026, Indore.

Vivek’s Substack had crossed 400 subscribers, and the kite workshops ran themselves now—older kids teaching the new ones—but something still felt off.

He was making things, yes.  
Yet every writing session, every planning hour, was sliced into ribbons by the phone.

A buzz. A flip. Thirty seconds gone.  
Another buzz. Another flip. Five minutes gone.

By evening his brain felt like a browser with forty open tabs.

One Sunday, after abandoning a half-written shayari for the third time, he read a quiet line that stopped him cold:

“Your focused attention is more valuable than your time.  
The top 1% don’t have perfect discipline—they build simple systems.”

He looked at the phone glowing on the table.

That night he turned off every notification except calls from family.  
The next morning he placed the phone in a drawer in another room and set a timer for one hour of deep work—no checks, no exceptions.

The first ten minutes were agony. His hand twitched toward the empty space on the desk.

Then the quiet settled.

Words came in full sentences.  
An idea for the next workshop arrived whole.  
The shayari finished itself.

When the timer rang, he opened the drawer.  
No emergencies.  
The world had not ended.

He felt clearer than he had in months.

From then on, every day began with two phone-free hours.  
Phone in the drawer, face down, out of sight.

The cost wasn’t willpower—it was the small courage to remove temptation.

Output doubled.  
Ideas sharpened.  
Evenings arrived with energy left for Priya and the children.

Attention, he learned, compounds faster than money.

Guard it fiercely, one quiet system at a time, and it quietly turns ordinary hours into extraordinary outcomes.




Choose one skill and practice it every day.  


By March 2026, Vivek’s Sunday newsletter had settled into a quiet rhythm—800 subscribers, no ads, one shayari, and one short reflection every week.

Yet he felt the familiar scatter creeping back.

He read about copywriting courses, podcasting setups, short-form video scripts, and design tools. Each promised leverage, growth, and impact. He bookmarked them all but started none.

One evening, after abandoning three half-opened tabs, he closed the laptop and asked himself the question he now used like a blade:

What one skill, practiced daily, would matter most to the man I want to be in ten years?

The answer arrived plainly: writing.

Not “become a great writer.”  

Not “build a big audience.”  

Just write—clearly, honestly, every day.

He cleared the rest.

No more courses.  

No more side skills.  

One commitment: write every single day.

Some days it was the Sunday newsletter piece.  

Some days a single paragraph in a private journal.  

Some days only three lines of shayari that refused to finish.

The first month was rough. Sentences clunked. Ideas arrived stale. He reread old issues and winced.

But he showed up anyway, the newbie, every morning, fingers on keys, no excuses.

He wrote about the fear of being ordinary.  

About teaching a child to tie a kite string.  

About the quiet terror of a blank page.

Slowly, almost imperceptibly, the words sharpened.

Readers wrote back, “This one made me cry on the train.”  

“This line stayed with me all week.”

He didn’t chase those notes. He just kept the daily date with the page.

One year later, on an ordinary Tuesday in 2027, Vivek opened his journal and realized he had written every day for 365 days straight.

He was still a beginner.  

He still winced at old pieces.

But the skill was now part of him—quiet, compounding, undeniable.

He had dug one deep well instead of ten shallow holes.

And from its steady water, everything else in his life—work, family, kites, presence—drank freely.

Choose one skill.  

Practice it every day.  

Stay a newbie forever.

That is how leverage is truly honed.


The goal I had was to get my brain in the habit of writing a little each day. 



Vivek had kept the promise: write every day.  
No excuses, no zero days.

Some mornings, the words flowed—clean, surprising, alive.  
Other mornings they crawled out ugly, forced, embarrassing.  
He published the good ones on Sunday and left the bad ones in the journal, but he never skipped.

After three weeks, he checked an old entry and felt nothing different.  
Still clumsy. Still searching.  
He almost quit, convinced the daily habit was changing nothing.

But he remembered the line he had saved months earlier:  
Consistency beats intensity.

So he stayed.

One morning in early June, he sat with coffee and began the day’s paragraph.  
The sentences arrived whole.  
The shayari rhymed on the first try.  
He read it back and realised—he hadn’t wrestled once.

He opened an entry from March.  
The difference was startling.

Not a genius.  
Just competence.  
The scary blank page had quietly become familiar territory.

That evening, he taught the kite workshop and noticed the same shift: instructions he once stumbled over now left his mouth smooth and clear. The daily writing had spilled over into speaking.

He understood then.

The top 1%—the awake ones—aren’t immune to bad days, self-doubt, or terrible first drafts.  
They simply do the thing anyway, in small doses, day after day.

Progress sneaks up on you.  
You don’t notice the muscle growing until one day the weight feels light.

A little bit each day.  
That’s already ahead of 99%.

And after a month or two, what once felt impossible becomes the quiet rhythm of who you are.



Build a system that makes good choices easy for you. 


May 2026, Indore.

Vivek’s daily writing streak had reached fifty-three days.  

He was proud of it—until the week everything collapsed.

A big project at work ran late.  

The children caught a stomach bug.  

Priya needed him present, not half-distracted.

By Thursday, he had missed three writing sessions in a row.  

He sat at the desk on Sunday morning, stared at the blank page, and felt the old guilt: “I just need more willpower.”

He knew that lie intimately.  

Willpower was a battery—it was drained by noon and dead by evening.

That afternoon he came across a simple note he had saved months earlier:

“Don’t be a hero with discipline.  

Build tiny systems that run on autopilot.”

The example was almost laughably small: 

If you want to read more, put your Kindle on your pillow before bed.  

You’ll have to move it to sleep—and you’ll probably open it and read a few pages.

Vivek laughed.  

He had been trying to “find time” to read the poetry collections gathering dust on his shelf—books that fed his shayari and deepened his reflections.

Heroic efforts failed.  

Autopilot might not.

That night he tried it.

After dinner, while making the bed, he placed a slim volume of Ghalib on his pillow.

At bedtime he saw it, smiled, moved it aside—and, almost without thinking, opened it.

Ten minutes became thirty.  

One poem became four.

He slept better than he had all week.

The next night he did it again.  

And the next.

No alarms.  

No reminders.  

Just the book waiting exactly where he couldn’t ignore it.

Within two weeks he had finished the collection and started another.  

Lines slipped into his Sunday pieces unforced.  

His writing felt richer, less strained.

He began adding other tiny systems.

Workout clothes laid out the night before.  

Notebook and pen on the breakfast table for morning thoughts.  

Phone charging in the living room, never the bedroom.

No dramatic vows.  

Just gentle nudges the environment gave when willpower was asleep.

The top 1%—the awake ones—aren’t superhuman.  

They simply stop fighting themselves with willpower and start designing small, silly-proof paths that carry them forward even on the hardest days.

Put the book on the pillow.  

Watch autopilot do the rest.



Make the default you, 
The one who wins by having healthy food right in front of you. 


June 2026, Indore.

The streak was holding—daily writing, phone-free mornings, book on the pillow—but Vivek woke one Tuesday feeling like wet cement.

He had slept poorly for a week.  

Late-night “just one more page” had turned into one more reel, then one more email.  

Mornings arrived with a dry mouth and a foggy head.  

The words came slower.  

The kite workshop felt like work instead of joy.

He knew the problem: he was fighting stupid battles every night.

The phone is on the nightstand.  

The half-empty water bottle downstairs.  

The fan is on high because he “forgot” to lower the temperature earlier.

Willpower again—always the losing strategy.

That evening he cleared the field.

The phone was moved to charge in the living room.  

A full steel water bottle was placed on his bedside table before dinner.  

The air-conditioner timer is set to cool the room by 10 p.m.  

Workout clothes for the next morning already laid out—no decision required.

Temptations cornered.  

Boring essentials automated.

The first night felt almost too easy.  

No glowing screen calling him.  

He reached for water without thinking.  

The room was cool when he slipped into bed.

He slept eight unbroken hours.

He woke clear, rested, and dangerous.

The next morning’s writing flowed.  

The workshop that Saturday ran smoother than ever—his patience endless, his explanations crisp.

He added more quiet automations.

A small weekly grocery order that always included fruits he actually liked.  

A reminder that simply read “Bed by 10:30” because the phone now lived elsewhere.  

A standing order for good coffee beans so he never started the day with stale brew.

No heroics.  

No battles.

Just the small things sorted so life could run smoothly.

By month’s end he realized the top 1%—the truly awake ones—don’t win by enduring hardship.

They win by removing the needless friction.

Good sleep.  

Water within reach.  

Rest without negotiation.

Make the basics effortless, and the rest of life becomes enjoyable instead of exhausting.

Future Vivek, looking back from a decade away, would love present Vivek most for these quiet, boring investments.

Because when the foundation is automatic, intentionality isn’t a struggle.

It’s simply the way you live.


Build a life you don't need to escape from. 



August 2026, Indore.

The boundaries had held beautifully.  

Saturdays were sacred again.  

Office hours kept the data questions contained.  

Evenings breathed.

But a quieter drain had persisted for months: the Sunday calls with his cousin Rohan.

Every weekend, like clockwork, the phone rang at noon.  

Rohan—stuck in the same job for fifteen years—would unload: office politics, money worries, and the same loops of complaint.  

Vivek listened out of loyalty, offered advice that was never taken, and hung up feeling heavy, as if he had borrowed someone else’s exhaustion.

Most people would keep answering, grateful their own life wasn’t that stuck.  

They didn’t want success—they wanted the misery to stay at arm’s length.

Vivek refused to carry it anymore.

Not a dramatic cut-off.  

Not a confrontation.  

Just one small tweak.

He sent Rohan a short message mid-week: 

“I love catching up, but Sundays are family-only now. Let’s talk Wednesdays after 8 p.m. instead.”

Rohan grumbled at first.  

Then adjusted.

The first Sunday without the call felt strange—almost guilty.  

Then it felt like sunlight.

Vivek played ludo with the children.  

Helped Priya plant herbs on the balcony.  

He wrote his newsletter piece in one clear flow.

He asked the question again: What single thing would make tomorrow 5% easier?

This time: stop checking work messages after 7 p.m., even the “harmless” ones from the team group.

Another small boundary.

The awake ones don’t overhaul their lives.  

They simply stop tolerating the slow leaks—draining conversations, overextended schedules, and quiet resentments.

One honest 5% tweak at a time.

Ask the question daily.  

Make the adjustment gently.  

Watch the misery you once accepted quietly turn into space, energy, and joy.

That is how the top 1% live: not perfectly, but intentionally—and always a little lighter than yesterday.




Know what you're actually optimising for. 


September 2026, Indore.

The newsletter had crossed 2,000 subscribers.  

A local paper ran a small feature on the kite workshops.  

Someone from a publishing house in Mumbai emailed, “Have you thought about a book of your shayari?”

Vivek read the messages, felt the familiar rush—then the hollow echo that followed.

He was doing everything “right.”  

Writing daily.  

Systems in place.  

Boundaries held.  

Yet on quiet evenings, after the children slept and Priya asked gently, “Are you happy?” he hesitated a fraction too long.

One Sunday night he walked to the terrace alone.  

The city hummed below, lights flickering like distant ambitions.

He asked himself the question he had avoided:

When all the noise is stripped away—the subscribers, the features, the quiet praise—what do I actually want?

Not what looks like winning.  

Not what everyone else celebrates.

He waited.  

The honest answer rose slowly.

He wanted mornings without rush.  

Evenings with Priya where neither of them glanced at phones.  

Saturdays filled with children’s laughter and kites catching wind.  

Words that felt true on the page, whether ten people read them or ten thousand.  

Enough money to keep the lights on and the children in good schools—but no more chasing.  

Space to breathe.  

Freedom to create for its own sake.  

Stability that let him sleep without tomorrow’s weight on his chest.

He realized he had been drifting toward the default version of success: bigger audience, more recognition, and the subtle status of being “the kite guy who writes.”

If he kept chasing that, he would arrive tired, still wondering what the point was.

Winning, for him, was simpler: a life that felt like his own.

The next morning he made quiet choices.

He turned the newsletter from weekly to fortnightly—more time to let pieces breathe.  

He capped workshops at thirty children; quality over scale.  

He replied to the publisher, “Thank you. Not yet. Maybe never.”

The world did not collapse.  

Subscribers stayed.  

The workshops stayed joyful.  

His writing deepened.

Priya noticed first.  

“You seem lighter,” she said one evening as they sat on the balcony, tea cooling between them.

He smiled.  

“I finally know what winning looks like for me.”

Once you strip away what everyone else calls success, the path you truly want becomes clear.

And walking it—no matter how quiet, how small it looks from the outside—is the only victory that never leaves you empty.


Set stakes that actually matter to you. 


October 2026, Indore.

The first real test arrived without warning.

A cold snap hit the city.  

The children were down with fever for ten days straight.  

Priya was exhausted.  

Work piled up.  

The newsletter sat unwritten for two weeks—the longest gap since he began.

On the eleventh morning, Vivek opened the blank page and felt nothing.  

No spark.  

No quiet pull.  

Just the old voice: You’re slipping. You’re failing. Look at everyone else shipping daily.

He recognized the tone immediately: guilt and ego whispering together.  

Guilt for missing days.  

Ego bruised because the subscriber count had stalled.

He closed the laptop and went to the kitchen, where Priya was making khichdi for the kids.  

He watched her move quietly, patiently—tasting, adjusting, caring without announcement.

Something settled in him.

He asked himself the question that cut through noise:

What do I care about so deeply that I would change my habits for it—not out of shame, but out of love?

The answer was immediate and unshakable.

He wanted his children to grow up watching a father who was present, calm, and alive—not distracted by a screen or chasing invisible scores.  

He wanted Priya to have a partner who chose her, every day, over ambition.  

He wanted, for himself, the quiet pride of knowing his words came from truth, not pressure.

Those were the stakes.  

Personal. 

Precious.

He reopened the laptop, not to force a perfect piece, but to write one short shayari for his daughter, who was finally sleeping without fever.

He wrote it by hand first, then typed it, then sent it as the newsletter—four lines and a single paragraph about watching a child breathe easier after days of worry.

No apology for the silence.  

No promise of more.  

Just truth.

Readers replied in dozens: parents who understood, strangers who felt seen.

The habit returned—not because he felt guilty for breaking it, but because missing it would mean turning away from what mattered most.

On the anyhow days that followed—sick children, late nights, blank mornings—he still showed up.

Not perfectly.  

Not heroically.  

Just steadily.

Because the motivation was no longer a daily struggle.

It was a purpose, tied tightly to the people and the life he refused to take for granted.

When the stakes are personal, the hard days don’t break you.

They simply remind you why you began.


Let yourself be bad before you get good. 

  • This one's tough to swallow. We're all taught to put on a perfect face - to be the "great" version of ourselves. The top 1% know that the only way to get good is to be bad first. They'll try new things even though they know they'll likely fail at first. They permit themselves to look like beginners. Most people are terrified of looking stupid, so they bail just before things start getting better. Don't be one of them. Stick it out long enough to get past those first few embarrassing lessons. The top 1% aren't walking around with an air of absolute certainty - most of them are still figuring some things out.


Most of them are making it up as they go along, half the time. 

  • They get wiser with every experiment they try, every mistake they make. You know what they do have? A willingness to act before they feel 100% ready. They don't wait until they've eliminated their fears. They act with fear around them, through it. So if right now you feel like you're not sure about your path? Great - that means you're actually on one. Get comfortable with being a beginner. And then get comfortable being a beginner all over again. It's a pretty humbling experience.


Forgive yourself faster. 

  • This might just be the most important top-1% skill out there. Anyone can put in the hard work and make a plan. But it takes a select few to fall off the path and get right back on without a huge internal meltdown. When you screw up - and you will - don't overthink it. Don't turn it into an identity crisis. It happened, and then move on. Get back to what you do best. The quicker you cut yourself some slack, the faster you're going to grow. Shame's a much bigger brake on progress than laziness ever will be.


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